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One of the biggest trends, in the finance world, is known as point-of-sale financing. And one of the largest players, in that field, recently released some surprising performance numbers in Q2. That company, GreenSky Credit, is innovating the world of point-of-sale finance across the country.

According to a recent Forbes article, GreenSky Credit announced strong Q2 earnings numbers. This news is on top of the recent announcement that American Express has partnered with the FinTech company in a marketing arrangement. With this arrangement, American Express will market the FinTech’s lending app to the credit card giant’s merchant customers. This move is expected to help the FinTech customer gain more merchants to their lending app.

For those unfamiliar with point-of-sale financing, GreenSky Credit gives merchants an app that allows them to offer financing to their potential customers and clients. For instance, a general contractor can offer a loan, to their potential customer, for a kitchen renovation. The potential customer can apply right through the merchant’s app. The app then offers a response in minutes. This financing app ultimately helps merchants close more high ticket deals while helping customers get quick financing.

Because of its billion dollar valuation, GreenSky Credit is known on Wall Street and Silicon Valley as a “unicorn” start-up. The company made waves earlier in the year when it raised over $800 million in a IPO. Today, the company’s surprising performance has Forbes calling the company “undervalued” compared to its recent stock price.

Currently, the FinTech company has about 12,000 merchants on its financing app platform. Many of these merchants are general contractors, solar panel installers and medical clinics. In addition to individual merchants, the app is also available at giant retailers like Home Depot.

Founded in 2006, GreenSky Credit currently partners itself with 14 lending institutions including Regions Bank and FifthThird Bank for lending capital. The company is headed by its original founder David Zalik who oversees a staff of 900 employees. As the company enters its next decade, GreenSky Credit will look to further grow its point-of-sale lending business.

https://www.marketwatch.com/story/greensky-ipo-5-things-to-know-about-the-company-seeking-to-end-fintech-ipo-lull-2018-05-21

When Shervin Pishevar takes to social media, it is often to convey his ideas and feelings about upcoming economic trends, which, because of his immense success as a venture capitalist, usually grants him a significant audience. His absence from public view amid a number of concerns at his venture capital firm, Investment company, did not go unnoticed, but his return, which consisted of 21-hour “tweetstorm,” did enough to justify his recent silence. During the 21-hour span, which saw him only take a break to eat dinner, Shervin Pishevar discussed the future financial climate of the United States, as well as several startling projections concerning the stock market, Bitcoin, and Silicon Valley’s fall from grace. It was his take on the stock market, which described a future loss of 6000 points, that stood out amongst the 50 tweets.

While President Donald Trump, as well as a multitude of other prominent public figures, have consistently supported the trajectory of the stock market, Shervin Pishevar, known for his uncanny investment ability, has taken a different stance. Immediately prior the tweetstorm, the stock market had begun erasing the gains made in the initial part of 2018, and as Treasury auctions continue to suffer, as well the prospect of continued rising interest rates and credit account deficits, things have not taken the same path as what was seen during 2017. Shervin Pishevar took the time to address the “Cheerleader in Chief’s” staunch support of the stock market by delivering the message, “President’s should not be cheering the stock market,” while also devising the hashtag, TrumpDump, leaving no room for misinterpretation regarding his own perspective.

Bitcoin, which has been the most hotly discussed cryptocurrency in existence, was also a major point in Shervin Pishevar all-night digital diatribe. While many investors jumped off of the Bitcoin train amid massive losses that directly followed massive gains, the co-founder of Virgin Hyperloop One feels that the leading cryptocurrency is due to regain and maintain its stability. While this rise will not follow the course seen in 2017, if Shervin Pishevar proves to, once again, be correct, the next 24 months will be crucial to the growth of Bitcoin, making for an enticing investment.

https://thenextweb.com/insider/2013/02/10/living-the-dream-menlo-ventures-shervin-pishevar/

“The Big Six” is the collection of most commonly traded currencies. Each of these six pairings includes the United States Dollar. The other six currencies each paired against the USD are the Australian Dollar, the Euro, the British Pound, the Canadian Dollar, the Swiss Franc, and the Japanese Yen.

The current trend is that three of these are trending bullish while the other three are trending bearish. It is the USD against the Yen, Franc, and Canadian Dollar which are trending bullish according to recent market conditions. Meanwhile, the Australian Dollar, the Euro, and the Pound are also trending bearish so these are trades to stay away from.

Jordan Lindsey is a San-Francisco-based financial expert who trades currencies as well as other assets such as stocks, bonds, and cryptocurrencies. He established his own company, JCL Capital, in November 2005. As a self-taught programmer Jordan Lindsey has become an expert when it comes to blockchain technology, which acts as a distributed ledger and underlies the cryptocurrency industry.

Before entering both the financial and tech industries he had grown up in the state of New York. He says he started entrepreneurship early in life. He went to school at both Mount Angel Seminary as well as St. Joseph’s College before moving out of that state. Besides California, Jordan Lindsey has also spent time living in Mexico, Argentina, and Bosnia. He says he was volunteering in the latter country when he met his wife in Medjugorje. They now have three children together.

Jordan Lindsey says he is an AlgoTrader or Algorithmic Trader as this occupation is otherwise known. In addition to using this type of trading for equities, he also uses it for other forms of trading. This includes cryptocurrencies. He actually developed his own trading software for the cryptocurrency Bitcoin which he named Bitcoin Growth Bot. This software is a tool that keeps track of Bitcoin and automatically trades based on the parameters the user sets. He says when it comes to trading successfully you need to be creative and resourceful. Flexibility, he says, is also a key to long-term success.

https://interview.net/jordan-lindsey/

Tempus, a Chicago-based technology company co-founded in 2015 by its CEO Eric Lefkofsky has recently received $80 million in funding from a group of investors to use clinical data to enable physicians to discover trends in the treatment of cancer and to collect molecular data from patients undergoing treatment. Tempus has acquired $210 million in investment since it was founded and is now valued at some $1.1 billion.

In 2006 Eric Lefkofsky and his wife Liz established the Lefkofsky Family Foundation (LFF) charity which supports the American Brain Tumor Association, co-founded by Liz Lefkofsky’s mother, as well as the Duke Medical Center’s Preston Robert Tisch Brain Tumor Center which cares for patients and their families while seeking a cure for brain tumors. The LFF also backs research into stomach and other malignant cancers, while assisting the Sidney Kimmel Comprehensive Cancer Center at Johns Hopkins develop a pancreatic cancer vaccine which is expected to be available soon.

Eric Lefkofsky graduated from the University of Michigan in 1991 and received his Juris Doctor in 1993 from the University of Michigan Law School. He is an adjunct professor at the University of Chicago and co-founder of Uptake Technologies, a predictive analytics platform for the world’s largest industries. Eric Lefkofsky also wrote Accelerated Disruption: Understanding the True Speed of Innovation.

In addition to these endeavors, Eric Lefkofsky is co-founder and Chairman of Groupon, a global e-commerce marketplace, and co-founder of Uptake Technologies, a leading predictive analytics platform for the very large industries and Echo Global Logistics, a technology-oriented logistics outsourcing firm.

Further, Eric Lefkofsky serves as a Trustee of Lurie Children’s Hospital of Chicago, The Art Institute of Chicago, The Museum of Science and Industry and World Business Chicago, and is Chairman of the Board of Trustees of Chicago’s Steppenwolf Theatre Company.

Real estate investor Todd Lubar was recently interviewed by Arthur Becker and the conversation was posted on INSPIREY (see: http://inspirery.com/todd-lubar/ ). Arthur Becker is himself a real estate developer and investor. Mr. Becker is most well known as the former CEO of the web hosting company NaviSite and the digital news company Zinio.

 

During the course of the interview, Mr. Becker brought out some of the key personality traits and drivers that have made Todd Lubar a success in the world of real estate investment. Mr. Lubar has achieved a great deal of financial success in his career, yet, as he tells Mr. Becker, his true passions in life are not focused merely on money. For more detail visit LinkedIn.

 

According to Patch, spreading the wealth might be a way to describe the way in which Todd Lubar approaches life. That is to say, he seeks to share his knowledge of how to grab the most from life with those who are willing to listen to and act on his message. This is not everyone. Mr. Lubar acknowledges that there are many people who spend their lives daydreaming about what they want to get out of life, but somehow lack the desire or discipline to put their dreams into realizable actions. Todd Lubar seeks to find those chosen few who have the same passion and persistence as himself and to work with them and inspire them to achieve their financial and life goals.

 

Communicating this vision to others was established in Mr. Lubar’s educational background, and fine tuned in real life. He obtained his Bachelor’s degree in Speech Communication and Rhetoric from Syracuse University in 1995. From there, Mr. Lubar began his career in the real estate world as a loan originator with Crestar Mortgage Corporation. He went on to work for Legacy Financial Group, obtaining an equity position in the company in 1999. In 2003 Mr. Lubar established Charter Funding, a subsidiary of First Magnus Financial. Check out Yelp for more.

 

Today Todd Lubar serves as President of TDL Global Ventures, LLC. In this leadership role, he is well positioned to pursue his true life’s dream of helping others to achieve theirs.

 

Luiz Carlos Trabuco Cappi is the current CEO of Bradesco Bank, which is known as one of the leading banks in Brazil. In the past, Bradesco Bank enjoyed being on the top, and they have the largest assets in the entire country. However, after the merging of Unibanco and Banco Itau into a single company, the distinction was taken away from Bradesco Bank, and they fell onto the third place. The union between their rivals has overthrown Bradesco Bank from their top position. However, even if they fell from the top spot, Bradesco Bank continues to be a reliable and stable bank, much to the joy of the locals who have trusted the financial institutions for decades.

Bradesco Bank was established in the city of Marilia, the same city where its present CEO was born and raised. Luiz Carlos Trabuco Cappi has witnessed how Bradesco Bank grew from being a local bank to a national financial institution. The success story of the company also inspired him, and he promised himself that he would be joining the company’s executive branch and he will be working for them in the future. To support his goal, he had to enroll himself at the University of Sao Paolo and study. While studying, he had the idea to try getting a job with Bradesco Bank, and at the age of 17, he became one of their clerks.

Read more on istoedinheiro.com.br

After he graduated from the university, Luiz Carlos Trabuco Cappi continued to serve Bradesco Bank. He would be promoted multiple times until he managed to reach the executive department director. Because of his perseverance and hard work, Luiz Carlos Trabuco Cappi became the company’s president and CEO. Under his management, he promised the board of directors that he would be doing his best to make Bradesco Bank number one again. Being the leader of the financial institution, Luiz Carlos Trabuco Cappi focused on improving the lives of the people working for the firm. He also likes to personally look at the current state of each department at Bradesco Bank, so he can have the idea of what he can do to improve their services. During every meeting held inside the financial institution, Luiz Carlos Trabuco Cappi would always ask each head about how their departments are doing, and since he wanted to be hands-on, he would give them advice on how they can face each challenge that is starting to overcome their departments.

Aside from being one of the nicest executives that Bradesco Bank ever had, Luiz Carlos Trabuco Cappi is also active in looking for potential talents who are outside the company premises. He would scout different areas in Brazil to find what he is looking for. Since the merging of Banco Itau and Unibanco, it has been the goal of Luiz Carlos Trabuco Cappi to retake their top spot and become the leading bank in Brazil. He had the idea to purchase HSBC’s Brazilian arm, and he had to visit their office in Brazil to negotiate the terms. He offered them $5.2 billion, and the company accepted the offer. The sale went on naturally, and just minutes after HSBC Brazil was sold to Bradesco Bank, the value of the company in the Brazilian stock market started to climb up.

According to Luiz Carlos Trabuco Cappi, he is just starting his mission. He is aware that there are still things that he has to fix, and he knew that the transaction between HSBC and Bradesco Bank is just the beginning. He assured everyone who stayed loyal to Bradesco Bank that they will experience something new now that Bradesco Bank is getting pumped.

Search more about Luiz Carlos Trabuco Cappi: http://www.valor.com.br/financas/5194121/trabuco-apesar-das-incertezas-investidores-acreditam-no-pais

Former hedge fund executive, strategist, and prolific stock investor, Paul Mampilly is telling Americans to forget low-interest paying savings accounts, and invest in today’s stock market. Mampilly, advisor and wealth guru, struck gold when Netflix was just a small blip on investor’s radar. A 634 percent profit later, and the highly successful investor is reminding non-investors of the opportunities, and more information click here.

 

Why More Americans Don’t Invest

According to Paul Mampilly, many potential investors become stuck at the mention of risk, not realizing the benefits far outweigh the gamble. “Less than one-third of Americans take advantage of today’s stock market, and unfortunately, investing over time can make them rich,” says Mampilly. A diverse portfolio of stocks and healthy allocation in different asset categories can help cut risk. “It’s important to remember what your strategy is and that should be long-term growth, and then look at your tolerance for risk,” adds Mampilly.

Where To Put Your Money?

Mampilly predicts fast-growing technology companies is where opportunities remain fertile. Drones, virtual reality, and cell phones, to name a few, are seeing long-term appreciation, but Mampilly also says to look at byproducts of production.

The demand for electric cars are growing rapidly. About 25 percent of cars will be electric by 2025, which will drive up the demand for lithium-ion batteries. Tesla says they will triple their production of batteries for home energy. So, there’s an opportunity and small investors should look at this future proliferation of batteries and start considering the potential for profits, and his Linkedin.

This type of pursuit for innovation and strategy for investments are why Paul Mampilly is called an investment wizard. He defies pessimism and is able to strategically pick which preferred stocks are worth owning, and https://medium.com/@paulmampillyguru.

Starting out as an analyst on Wall Street, Paul Mampilly quickly catapulted to a hedge fund manager. He’s also worked at one of the world’s leading asset management organizations, Deutsche Asset Management, providing financial services for wealthy investors. For nearly 25 years, Mampilly has pointed out arising opportunities, as well as pitfalls, always sharing his insights and advice. Today, he’s more focused on inspiring mainstream individuals to reap the benefits of the stock market. Mampilly dedicates part of his time showing the skittish how to take a balanced approach and build a portfolio of stocks and bonds. He says there is a way to become rich that fits every budget, but you must take that first step or you miss out on a heck of an opportunity.

The music industry has for a long time, undergone a phase of transformation after another. However, some things have not changed, and the entrepreneur and producer Desiree Perez believes that the race is not over yet.

In the music and entertainment industries, management and leadership roles have often landed in the hands of the male gender. Desiree sought to be among the affluent ladies, and this way, thus bringing out womanhood as a force to be reckoned with. She also strived to prove that theirs can be a deserving gender as well when it comes to leadership.

She has been behind the successful career and business development of the artist Shawn Carter, known by many as “Jay Z.” Desiree has made successful efforts to expand his business, boom his music career and take him through important deals with prosperity.

Roc Nation was one of Shawn Carter’s business interests that Des got involved with. In 2008, she oversaw a $25 million deal between Roc Nation and Live Nation. This portrayed her as an essential part of not only Carter’s career but also Roc Nation.

Roc Nation is an entertainment company that was established in 2008. The company works with industry, technology, fashion and management experts to improve and enhance its client’s careers. Since its establishment, Roc Nation has become of great importance to world entertainment.

It is not easy for a lady in a pool of men in leadership, to find her way up to the same role. Many individuals see artists perform and go to huge events, but do not know the brains behind the success. Desiree and her kind deserve to be appreciated, and her life success alone has taught her that to succeed, she does not have to focus on her surrounding; but rather on her goals. If she were to look around, then the fact that men were taking up influential roles in the industry would discourage her.

LinkedIn: https://www.linkedin.com/in/desiree-perez-0009a413a/

Brazilian banking has undergone a wave of consolidations that make even the American banking industry look diffuse. Since the 1990s, nearly all Brazilian banks larger than the regional level have been gobbled up by larger competitors. Today, the only two significant players that remain are Bradesco and its arch rival, Itau Unibanco.

But one bank, Bradesco, has been making inroads to become the undisputed king of the Brazilian banking market. Under the leadership of Mario Cypriano, from 1999 to 2009, Bradesco grew by amounts unprecedented in the history of Brazilian finance. With the stock price increasing by a factor of more than 200 times, Cypriano eventually pushed the bank to the number one slot in the country. But then, shortly after his successor, Luiz Carlos Trabuco, took over in 2009, Itau and Unibanco merged, becoming the single largest banking entity in the country.

This pushed Bradesco back to a distant number-two spot in an increasingly high stakes game for who will ultimately control the Brazilian banking industry. But now, in a market that was already largely consolidated and in a macro economic environment that had rendered further organic growth extremely difficult, Trabuco found himself in a nearly intractable position. Getting significantly more Brazilians to sign up for Bradesco’s products would be nearly impossible, at least on a scale that would propel the bank back to the number one position. Furthermore, there were no immediate viable candidate companies for acquisition.

This meant that, for the first 6 years of his reign as CEO, Trabuco oversaw a declining stock price and stagnant business. He tried and failed at making various inroads to acquiring other banks. There simply weren’t any suitable deals with motivated sellers.

Like Luis Carlos Trabuco on Facebook.

But then, in 2015, rumors began flying around the Brazilian banking industry that HSBC Brazil, a subsidiary of the second largest bank in the world, was looking to divest itself of its Brazilian holdings according to banco.bradesco. The increasingly consolidated and hyper-competitive Brazilian market had proven too difficult to turn a profit in. HSBC, with hundreds of profitable markets across the globe, had been sinking valuable capital and human resources into the losing Brazilian market for years. The bank’s management had finally had enough.

Trabuco quickly pounced on the opportunity. He immediately contacted the head of HSBC Brazil and let him know that Bradesco was a serious and motivated buyer. Trabuco was pleased to learn that HSBC was, indeed, looking to quickly and completely divest its Brazilian assets. Throughout the summer of 2015, both firms ironed out the details of what the final acquisition would look like. By the fall of 2015, they had come to a deal. Bradesco would buy the firm outright for $5.2 billion in and all-cash deal, the largest of its kind in Brazilian history. By late 2015, the deal had closed, rocketing Bradesco back to the number-one spot in the Brazilian financial space, across a number of metrics.

Trabuco was widely lauded in the Brazilian financial press, being awarded the Isto E Dinheiro Entrepreneur of the Year award as well as many other accolades. The stock price, which had lost significant value throughout Trabuco’s tenure, began rebounding. By the middle of 2017, it had booked gains over its 2009 level for the first time in years. The deal seemed to be a major coup for Trabuco and his organization.

However, what the deal, which has placed Bradesco over the $400-billion-in-assets mark, will ultimately mean for the firm has yet to be seen. Bradesco is in a position to begin consolidating itself as the major bank of Brazil. Whether Trabuco will be able to ultimately capitalize on this favorable position remains to be seen.

For more details about Luis Carlos Trabuco, just click here.

The CNBC article written by Tim Armour called “Warren Buffett is wrong about this investment strategy” humbly adds his perspective that people need to be careful when investing in the long run because their returns can be diminished due to excessive trading and the ridiculous fees that people get charged while trading. He states that even though that the bull market that we just had recently was a very historic one, markets will seek a recession and it is very important that When that happens, you need to be ahead of the rest of the crowd. Tim Armour made a fantastic final statement by saying that people should start putting money into their retirement funds (401ks) because the baby boomers are now getting into retirement and taking away money from social security.

Tim Armour received his Bachelor’s degree for Economics from Middlebury College and in 1983, he started to work for the Capital Group. IN 1994, he was the Senior Vice President for the American Funds. The Capital Group did a partnership with Samsung Asset Management and Tim Armour wanted to help Korean investors with their retirement funds, and their needs for insurance. He believes that the market selloff can bring more opportunities to Chinese internet companies. The valuations of the internet companies in China are actually looking very strong, even when compared to the valuations of the larger internet companies in the United States. Tim Armour’s thoughts on post Trump market change are very interesting. He believes that quicker economic growth, growing rates and high inflation rates are to come in the future. Click here to know more.

Visit his Facebook: https://www.facebook.com/public/Timothy-Armour